Terms of Service

1. Acceptance of Terms

By accessing and using ZkVanguard, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our platform.

2. Description of Service

ZkVanguard is a decentralized portfolio management platform that uses AI agents and zero-knowledge proofs to provide privacy-preserving financial services on the Cronos blockchain.

3. Risk Disclosure

⚠️ Important Risks

  • Cryptocurrency investments carry high risk and volatility
  • You may lose part or all of your invested capital
  • AI recommendations are not financial advice
  • Smart contracts may contain bugs or vulnerabilities
  • Past performance does not guarantee future results

4. User Responsibilities

You are responsible for:

  • Securing your private keys and wallet credentials
  • Conducting your own research before making investment decisions
  • Complying with local laws and regulations
  • Paying all applicable gas fees and transaction costs
  • Understanding the risks of decentralized finance (DeFi)

5. AI Agent Disclaimers

Our AI agents provide automated analysis and suggestions, but:

  • They do not constitute financial, investment, or legal advice
  • You should consult qualified professionals for personalized advice
  • AI predictions may be inaccurate or incomplete
  • We do not guarantee any specific investment outcomes

6. Smart Contract Risks

ZkVanguard operates through smart contracts on the Cronos blockchain. While our contracts have been tested, users acknowledge that:

  • Smart contracts are experimental technology
  • Bugs or vulnerabilities may exist despite our best efforts
  • Blockchain transactions are irreversible
  • We are not liable for losses due to smart contract failures

7. Intellectual Property

ZkVanguard is open-source software licensed under Apache 2.0. You may use, modify, and distribute the code subject to the license terms.

8. Limitation of Liability

To the maximum extent permitted by law, ZkVanguard and its contributors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or other intangible losses resulting from your use of the platform.

9. No Warranties

The platform is provided "AS IS" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

10. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws. Any disputes shall be resolved through binding arbitration.

11. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the platform after changes constitutes acceptance of the updated terms.

12. Contact Information

For questions about these Terms, contact: legal@zkvanguard.io

By connecting your wallet and using ZkVanguard, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.

Last Updated: January 2, 2026